Target Heart Rate Calculator

Calculate your target heart rate zones for optimal training. Use the Karvonen formula or standard method to find your fat burning, aerobic, and maximum heart rate zones.

Your Heart Rate Zones

Zone 3 Target

154-166

bpm

Max Heart Rate

190

bpm

Heart Rate Reserve120 bpm
Resting HR70 bpm

Zone 1

Recovery

130-142

Zone 2

Fat Burn

142-154

Zone 3

Aerobic

154-166

Zone 4

Threshold

166-178

Zone 5

Maximum

178-190

30 years
10 years100 years
70 bpm
40 bpm120 bpm

Uses your resting heart rate for more personalized zones.

Heart Rate Zones Visualization

Understanding Heart Rate Zones

1

Zone 1 - Recovery

Very light effort, warm-up/cool-down

50-60% of max HR (130-142 bpm)

2

Zone 2 - Fat Burn

Light effort, improves fat oxidation

60-70% of max HR (142-154 bpm)

3

Zone 3 - Aerobic

Moderate effort, builds endurance

70-80% of max HR (154-166 bpm)

4

Zone 4 - Threshold

Hard effort, improves performance

80-90% of max HR (166-178 bpm)

5

Zone 5 - Maximum

Maximum effort, very short bursts

90-100% of max HR (178-190 bpm)

Training Benefits by Zone

ZonePrimary BenefitRecommended DurationFeeling
Zone 1Recovery, warm-up5-30 minVery easy, can talk normally
Zone 2Fat burning, base fitness30-90 minComfortable, can hold conversation
Zone 3Aerobic endurance20-60 minModerate, can speak in sentences
Zone 4Lactate threshold, speed10-30 minHard, can only say few words
Zone 5Max performance, VO2 max1-5 min intervalsMaximum, cannot talk

Heart Rate Formulas

Standard Method

Max HR = 220 - Age

Target HR = Max HR x % Intensity

Example: Age 30, Zone 3 (70-80%)
Max HR = 220 - 30 = 190
Target = 133-152 bpm

Karvonen Method

HRR = Max HR - Resting HR

Target = (HRR x %) + Resting HR

Example: Age 30, RHR 70, Zone 3
HRR = 190 - 70 = 120
Target = 154-166 bpm

Quick Answer

Max heart rate ≈ 220 - age. Target zones: Fat burning 50-70% max, Cardio 70-85% max, Peak 85-95% max. Example: 30 years old, max HR = 190, fat burn zone = 95-133 bpm.

Key Facts

  • Max HR formula: 220 - age
  • Fat burning zone: 50-70% max
  • Cardio/aerobic zone: 70-85% max
  • Peak/anaerobic zone: 85-95% max
  • Karvonen method uses resting HR
  • Individual variation exists

Frequently Asked Questions

Target heart rate (THR) is the heart rate range that provides optimal cardiovascular benefits during exercise. It's typically expressed as a percentage of your maximum heart rate. Training in your target zone ensures you're working hard enough to improve fitness without overexerting yourself.
The most common formula is 220 minus your age. For a 30-year-old, max HR = 220 - 30 = 190 bpm. More accurate formulas exist (like Tanaka: 208 - 0.7 × age) but 220 - age is widely used for its simplicity. The only truly accurate way is a clinical stress test.
The Karvonen formula (Heart Rate Reserve method) accounts for your resting heart rate: THR = ((MHR - RHR) × %Intensity) + RHR. This is more personalized than the standard method because it considers your fitness level through resting heart rate. Athletes with lower resting HR will get different zones.
Heart rate zones divide exercise intensity into 5 levels: Zone 1 (50-60%) for recovery, Zone 2 (60-70%) for fat burning, Zone 3 (70-80%) for aerobic endurance, Zone 4 (80-90%) for anaerobic threshold, and Zone 5 (90-100%) for maximum performance. Each zone provides different physiological benefits.
Zone 2 (60-70% max HR) is called the "fat burning zone" because the highest percentage of calories burned comes from fat. However, higher intensity zones burn more total calories overall. For weight loss, total calorie burn matters more than the fat percentage.
Measure your heart rate first thing in the morning before getting out of bed. Count your pulse for 60 seconds or for 15 seconds and multiply by 4. Average several days for accuracy. A fitness tracker worn overnight can also provide accurate readings.

Medical Disclaimer

This calculator is for informational purposes only and should not be used as a substitute for professional medical advice, diagnosis, or treatment. Always consult with a qualified healthcare provider before making any health-related decisions.