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Financial Tools

Free, powerful financial tools for personal finance, retirement planning, real estate, taxes, and more. All calculations run locally in your browser - your data never leaves your device.

Loans & Mortgage

Calculate payments, amortization, and payoff schedules for all types of loans

Loan Calculator

Calculate monthly loan payments and total interest for any type of loan.

loanpaymentinterest

Auto Loan Calculator

Calculate car loan payments with trade-in value and down payment options.

autocarvehicle

Personal Loan Calculator

Calculate unsecured personal loan payments and total cost.

personalunsecured

Student Loan Calculator

Calculate student loan repayment options and income-driven plans.

studenteducationcollege

Business Loan Calculator

Calculate business loan payments and ROI for commercial financing.

businesscommercial

Boat Loan Calculator

Calculate marine financing payments and total loan cost.

boatmarine

Mortgage Calculator

Calculate monthly mortgage payments including taxes and insurance.

mortgagehomehouse

Amortization Calculator

View detailed payment schedule with principal and interest breakdown.

amortizationschedule

FHA Loan Calculator

Calculate FHA mortgage payments with required insurance premiums.

fhamortgage

VA Mortgage Calculator

Calculate VA loan benefits and payments for veterans.

vaveteranmilitary

Refinance Calculator

Compare refinancing options and calculate break-even point.

refinancesavings

Mortgage Payoff Calculator

Calculate how extra payments accelerate mortgage payoff.

mortgagepayoffextra

Auto Lease Calculator

Calculate monthly car lease payments and total lease cost.

autoleasecar

Lease Calculator

Calculate general lease payments for equipment or property.

leasepayment

Payment Calculator

Calculate monthly payments for any type of loan or financing.

paymentmonthly

Repayment Calculator

Plan and optimize your loan repayment strategy.

repaymentpayoff

Interest & Savings

Calculate interest growth, savings goals, and investment returns

Compound Interest Calculator

Calculate compound growth with regular contributions over time.

compoundinterestgrowth

Simple Interest Calculator

Calculate simple interest for loans or investments.

simpleinterest

Rule of 72 Calculator

Estimate time to double or required rate using the Rule of 72.

rule of 72doubling

Interest Calculator

Calculate interest amounts for various financial scenarios.

interestrate

APR Calculator

Calculate and compare annual percentage rates.

aprrateannual

Interest Rate Calculator

Find the interest rate needed to reach your financial goals.

interestratefind

CD Calculator

Calculate certificate of deposit returns and maturity value.

cdcertificatedeposit

Savings Calculator

Plan your savings growth and reach your financial goals.

savingsgrowthgoal

Investment

Analyze investment returns, valuations, and financial metrics

Investment Calculator

Calculate investment growth with regular contributions and withdrawals.

investmentgrowthreturn

CAGR Calculator

Compute compound annual growth rate and total return.

cagrgrowth

NPV Calculator

Calculate net present value and profitability index.

npvvaluation

ROI Calculator

Calculate return on investment for any type of investment.

roireturninvestment

IRR Calculator

Calculate internal rate of return for cash flow analysis.

irrinternalreturn

Bond Calculator

Calculate bond yields, prices, and duration.

bondyieldfixed

Average Return Calculator

Calculate average investment returns over time.

averagereturn

Present Value Calculator

Calculate present value of future cash flows.

presentvaluediscount

Future Value Calculator

Calculate future value of investments and savings.

futurevaluegrowth

Payback Period Calculator

Calculate how long it takes to recover an investment.

paybackperiod

Retirement

Plan your retirement with 401k, IRA, and pension calculators

Retirement Calculator

Plan your retirement savings and estimate required nest egg.

retirementsavingsplan

401k Calculator

Calculate 401k growth with employer matching and contributions.

401kretirementemployer

Roth IRA Calculator

Calculate Roth IRA growth and tax-free retirement income.

rothiraretirement

IRA Calculator

Calculate traditional IRA growth and tax deductions.

iraretirementtraditional

RMD Calculator

Calculate required minimum distributions from retirement accounts.

rmddistribution

Pension Calculator

Calculate pension benefits and retirement income.

pensionretirementbenefit

Annuity Calculator

Calculate annuity payments and retirement income streams.

annuitypayment

Social Security Calculator

Estimate your Social Security benefits based on your earnings history and retirement age.

retirementbenefitssocial security

Coast FIRE Calculator

Calculate your Coast FIRE number and see when you can stop saving for retirement while your investments grow to your target.

FIREretirementfinancial independence

Debt

Manage and eliminate debt with payoff strategies and calculators

Debt Payoff Calculator

Plan your debt payoff strategy with snowball or avalanche methods and see your debt-free date.

debtloanspayoffsnowball

Credit Card Calculator

Calculate credit card payments and interest costs.

creditcarddebt

Credit Card Payoff Calculator

Plan your credit card debt elimination strategy.

creditpayoffdebt

Debt Consolidation Calculator

Compare debt consolidation options and potential savings.

debtconsolidationcombine

Debt Ratio Calculator

Calculate your debt-to-income ratio for loan qualification.

debtratioincome

Emergency Fund Calculator

Calculate how much you need in your emergency fund based on your expenses and risk factors.

savingsemergencyfinancial safety

Tax

Calculate taxes, deductions, and take-home pay

Tax Calculator

Estimate federal and state income taxes.

taxincomefederal

Self-Employment Tax Calculator

Calculate your self-employment taxes, quarterly estimates, and see how much to set aside from your 1099 income.

1099taxesself-employedquarterly

Sales Tax Calculator

Calculate sales tax on purchases.

salestaxpurchase

VAT Calculator

Calculate value-added tax for international transactions.

vattaxvalue

Estate Tax Calculator

Calculate estate taxes and inheritance tax liability.

estatetaxinheritance

Take Home Pay Calculator

Calculate your net pay after taxes and deductions.

take-homenetpaycheck

Salary Calculator

Convert between hourly, weekly, monthly, and annual salary.

salaryhourlyannual

Real Estate

Analyze home affordability, mortgages, and rental properties

House Affordability Calculator

Calculate how much house you can afford based on income and debts.

houseaffordbudget

Down Payment Calculator

Calculate down payment requirements and savings timeline.

downpaymenthouse

Rent vs Buy Calculator

Compare the costs of renting versus buying a home.

rentbuycompare

Rent Calculator

Calculate rental costs and affordability.

rentmonthlyhousing

Real Estate Calculator

Analyze real estate investment returns and cash flow.

real-estatepropertyinvestment

Rental Property ROI

Analyze rental property investments with cash flow, cap rate, and ROI calculations.

real estaterentalinvestmentROI

House Hacking Calculator

Analyze the financials of house hacking - living in one unit while renting others to offset your mortgage.

real estaterentalinvestmentmortgage

Depreciation Calculator

Calculate asset depreciation for real estate and business assets.

depreciationassetvalue

Business

Business finance calculators for margins, budgets, and metrics

Margin Calculator

Calculate profit margins and markup percentages.

marginprofitbusiness

Discount Calculator

Calculate discounts, sale prices, and savings.

discountsalesavings

Commission Calculator

Calculate sales commission and earnings.

commissionsalesearnings

Budget Calculator

Plan your monthly budget and track expenses.

budgetplanexpenses

SaaS LTV & CAC Calculator

Calculate customer lifetime value, CAC payback, and other key SaaS metrics to optimize your unit economics.

SaaSLTVCACunit economics

Fee Analyzer

Analyze investment fees and see how they impact your long-term returns.

feesinvestmentsexpense ratio

Currency

Currency conversion, inflation, and rewards calculators

Currency Calculator

Convert between different currencies with live exchange rates.

currencyexchangeconvert

Inflation Calculator

Calculate inflation impact on purchasing power over time.

inflationpurchasingpower

Cash Back Calculator

Calculate cash back rewards and credit card benefits.

cash-backrewardscredit

Impermanent Loss Calculator

Calculate potential impermanent loss when providing liquidity to AMM pools and compare to holding tokens.

DeFicryptoliquidityAMM

Why Use Our Calculators?

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Save scenarios and share calculations with unique URLs. Export to PDF or CSV.