Free, powerful financial tools for personal finance, retirement planning, real estate, taxes, and more. All calculations run locally in your browser - your data never leaves your device.
Calculate payments, amortization, and payoff schedules for all types of loans
Calculate monthly loan payments and total interest for any type of loan.
Calculate car loan payments with trade-in value and down payment options.
Calculate unsecured personal loan payments and total cost.
Calculate student loan repayment options and income-driven plans.
Calculate business loan payments and ROI for commercial financing.
Calculate marine financing payments and total loan cost.
Calculate monthly mortgage payments including taxes and insurance.
View detailed payment schedule with principal and interest breakdown.
Calculate FHA mortgage payments with required insurance premiums.
Calculate VA loan benefits and payments for veterans.
Compare refinancing options and calculate break-even point.
Calculate how extra payments accelerate mortgage payoff.
Calculate monthly car lease payments and total lease cost.
Calculate general lease payments for equipment or property.
Calculate monthly payments for any type of loan or financing.
Plan and optimize your loan repayment strategy.
Calculate interest growth, savings goals, and investment returns
Calculate compound growth with regular contributions over time.
Calculate simple interest for loans or investments.
Estimate time to double or required rate using the Rule of 72.
Calculate interest amounts for various financial scenarios.
Calculate and compare annual percentage rates.
Find the interest rate needed to reach your financial goals.
Calculate certificate of deposit returns and maturity value.
Plan your savings growth and reach your financial goals.
Analyze investment returns, valuations, and financial metrics
Calculate investment growth with regular contributions and withdrawals.
Compute compound annual growth rate and total return.
Calculate net present value and profitability index.
Calculate return on investment for any type of investment.
Calculate internal rate of return for cash flow analysis.
Calculate bond yields, prices, and duration.
Calculate average investment returns over time.
Calculate present value of future cash flows.
Calculate future value of investments and savings.
Calculate how long it takes to recover an investment.
Plan your retirement with 401k, IRA, and pension calculators
Plan your retirement savings and estimate required nest egg.
Calculate 401k growth with employer matching and contributions.
Calculate Roth IRA growth and tax-free retirement income.
Calculate traditional IRA growth and tax deductions.
Calculate required minimum distributions from retirement accounts.
Calculate pension benefits and retirement income.
Calculate annuity payments and retirement income streams.
Estimate your Social Security benefits based on your earnings history and retirement age.
Calculate your Coast FIRE number and see when you can stop saving for retirement while your investments grow to your target.
Manage and eliminate debt with payoff strategies and calculators
Plan your debt payoff strategy with snowball or avalanche methods and see your debt-free date.
Calculate credit card payments and interest costs.
Plan your credit card debt elimination strategy.
Compare debt consolidation options and potential savings.
Calculate your debt-to-income ratio for loan qualification.
Calculate how much you need in your emergency fund based on your expenses and risk factors.
Calculate taxes, deductions, and take-home pay
Estimate federal and state income taxes.
Calculate your self-employment taxes, quarterly estimates, and see how much to set aside from your 1099 income.
Calculate sales tax on purchases.
Calculate value-added tax for international transactions.
Calculate estate taxes and inheritance tax liability.
Calculate your net pay after taxes and deductions.
Convert between hourly, weekly, monthly, and annual salary.
Analyze home affordability, mortgages, and rental properties
Calculate how much house you can afford based on income and debts.
Calculate down payment requirements and savings timeline.
Compare the costs of renting versus buying a home.
Calculate rental costs and affordability.
Analyze real estate investment returns and cash flow.
Analyze rental property investments with cash flow, cap rate, and ROI calculations.
Analyze the financials of house hacking - living in one unit while renting others to offset your mortgage.
Calculate asset depreciation for real estate and business assets.
Business finance calculators for margins, budgets, and metrics
Calculate profit margins and markup percentages.
Calculate discounts, sale prices, and savings.
Calculate sales commission and earnings.
Plan your monthly budget and track expenses.
Calculate customer lifetime value, CAC payback, and other key SaaS metrics to optimize your unit economics.
Analyze investment fees and see how they impact your long-term returns.
Currency conversion, inflation, and rewards calculators
Convert between different currencies with live exchange rates.
Calculate inflation impact on purchasing power over time.
Calculate cash back rewards and credit card benefits.
Calculate potential impermanent loss when providing liquidity to AMM pools and compare to holding tokens.
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