Free College Cost Calculator - Plan Your Education
Estimate total college costs including tuition, room and board, fees, and other expenses. Plan for four-year costs and understand financial aid impact.
Quick Answer
Total 4-year college cost: Public in-state ~$100,000, out-of-state ~$175,000, private ~$220,000. Includes tuition, housing, food, books, and expenses.
Key Facts about College Cost Calculator:
- Total cost includes tuition + living expenses
- College costs rise 3-5% annually
- 4-year public in-state: ~$100,000 total
- 4-year private: ~$220,000 total
- Financial aid can significantly reduce cost
Why Use Our College Cost Calculator?
Complete cost planning:
Tuition Calculator
Estimate tuition costs.
Housing Costs
Room and board expenses.
Additional Expenses
Books, supplies, personal.
Cost Inflation
Project future increases.
Instant Results
Get estimates immediately.
100% Private
Your plans stay private.
How to College Cost Calculator in 3 Easy Steps
Plan college costs:
Select School Type
Public, private, in/out-of-state.
Add Expenses
Housing, books, personal costs.
See Total
View 4-year cost estimate.
Plan Education Finances
Complete cost visibility
Compare school options
Plan savings needs
Understand true costs
Common Use Cases for College Cost Calculator
Perfect for:
Frequently Asked Questions
Everything you need to know about our college cost calculator
What is the average cost of college?
Public: $25K-43K/year. Private: ~$55K/year including all costs
Public in-state: ~$25,000/year total. Public out-of-state: ~$43,000/year. Private: ~$55,000/year. Costs include tuition, room, board, books, and personal expenses.
What costs should I include besides tuition?
Room/board, books, transportation, personal: add $15-25K/year
Include room and board ($10-15K), books and supplies ($1-1.5K), transportation ($1-3K), personal expenses ($2-3K), and technology needs. Total non-tuition costs: $15-25K/year.
How much does college cost increase each year?
3-5% annual increase on average
College costs have historically increased 3-5% annually, faster than general inflation. A school costing $40K today may cost $44K-$48K by senior year.
Still have questions? Try the tool yourself!
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