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Baccarat Dragon Bonus Calculator

Calculate the odds, payouts, and expected value for the baccarat Dragon Bonus side bet. Learn which side offers better odds and when to use this bet.

By Joseph Orduna·Reviewed January 20, 2026·How this works
Formula:EV = Σ(Payout × Probability)

For mathematical education only. This tool computes probabilities and expected values; it is not a betting system and cannot predict individual outcomes.

If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline: 1-800-GAMBLER (1-800-522-4700), or visit ncpgambling.org.

How these calculators are built →

House Edge

-36.55%

Top Payout

30:1

Win by 9 points

Expected Loss

-$4

Per bet

Recommendation

Acceptable

Better odds (~2.65% edge)

$

Dragon Bonus wager

Player Dragon Bonus Payouts

OutcomePayoutProbabilityExpected Value
Natural Win1:14.93%4.930%
Natural TiePush1.65%0.000%
Non-Natural Win by 930:11.22%36.600%
Non-Natural Win by 810:11.57%15.700%
Non-Natural Win by 76:11.95%11.700%
Non-Natural Win by 64:12.64%10.560%
Non-Natural Win by 52:13.76%7.520%
Non-Natural Win by 41:14.63%4.630%
Win by 1-3Push14.30%0.000%
LoseLose55.09%-55.090%

Player Dragon

2.65%
House Edge
Recommended if betting Dragon

Banker Dragon

9.37%
House Edge
Not recommended

How Dragon Bonus Works

  1. 1.Place Dragon Bonus bet on Player or Banker side
  2. 2.Your side must WIN for Dragon to pay
  3. 3.Payout based on winning margin (points difference)
  4. 4.Natural wins (8 or 9) pay 1:1 regardless of margin
  5. 5.Small wins (1-3 margin) push - bet returned

Key Facts

  • •Dragon Bonus pays based on winning margin
  • •Win by 9 points pays 30:1 (top payout)
  • •Natural wins pay 1:1 (8 or 9 total)
  • •Wins by 1-3 points are a push
  • •Player Dragon: ~2.65% house edge
  • •Banker Dragon: ~9.37% house edge (avoid)

Frequently Asked Questions

What is the Dragon Bonus in baccarat?

Dragon Bonus is a side bet on whether Player or Banker wins by a large margin (4+ points) or with a natural. Wins by 9 pay 30:1, by 8 pay 10:1, by 7 pay 6:1, etc. Natural wins pay 1:1. Small wins (1-3 margin) push.

What is the house edge on Dragon Bonus?

Player Dragon Bonus has about 2.65% house edge, Banker Dragon Bonus about 9.37%. This makes Player Dragon one of the better baccarat side bets, while Banker Dragon is relatively poor due to the banker drawing rules.

Why is Banker Dragon worse than Player Dragon?

The banker drawing rules in baccarat make it harder for banker to win by large margins. Banker often draws conservatively, resulting in closer wins. This reduces the frequency of high-paying outcomes on Banker Dragon.

Should I bet Dragon Bonus alongside my main bet?

Dragon Bonus can add excitement with relatively low house edge (for Player side). However, it increases your total amount at risk. If you bet Dragon, consider the Player side only and keep bets small relative to your main wager.

Try These Examples

Quick-start with common scenarios

How this works

Calculations follow the published mathematics of the game — combinatorics for cards, probability theory for dice, and expected-value accounting for wagers. Results are verified against independent references (primarily Wizard of Odds). No calculation here is an opinion or recommendation; it is arithmetic applied to the rules of the game.

What this tool can’t do

When to consult a professional

This tool computes probability and expected value. It is not a betting system and cannot predict the outcome of any individual wager. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER.

Sources

  1. [1]
    Wizard of Odds — Michael Shackleford, ASA
    Industry·wizardofodds.com·Accessed Apr 21, 2026

    Actuary; widely cited casino-game probability reference. Used for house-edge and EV verification.

  2. [2]
    National Council on Problem Gambling
    Official source·ncpgambling.org·Accessed Apr 21, 2026

    Responsible-gambling guidance and 1-800-GAMBLER helpline.

For mathematical education only

This tool computes probabilities and expected values. It is not a betting system and cannot predict individual outcomes. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER (1-800-522-4700).

National Council on Problem Gambling →

Joseph Orduna
Joseph OrdunaFounder & Software Engineer

Full-stack software engineer specializing in embedded systems, web architecture, and AI/ML. Founder of Practical Web Tools. Built the gesture-controlled drone IP acquired by KD Interactive (Aura Drone, sold on Amazon).

Full bioLinkedIn

House Edge

-36.55%

Top Payout

30:1

Win by 9 points

Expected Loss

-$4

Per bet

Recommendation

Acceptable