Calculate odds, house edge, and expected value for EZ Baccarat (commission-free) including Dragon 7 and Panda 8 side bets.
Expected Value = -1 × House Edge × Bet AmountHouse Edge
1.02%
Expected Value
$-1.02
Per $100 bet
No commission, Dragon 7 pushes
Amount to wager
EZ Banker is slightly better than standard Banker bet (1.02% vs 1.06%). Excellent choice.
| Bet | EZ Baccarat | Standard | Difference |
|---|---|---|---|
| Banker | 1.02% | 1.06% | -0.04% |
| Player | 1.24% | 1.24% | Same |
| Tie | 14.36% | 14.36% | Same |
EZ Banker is the best bet in baccarat - slightly better than standard Banker with commission.
Wins when: Banker wins with 3-card total of 7
Payout: 40:1
Probability: 2.25%
House Edge: 7.61%
Note: When Dragon 7 hits, the main Banker bet pushes instead of winning.
Wins when: Player wins with 3-card total of 8
Payout: 25:1
Probability: 2.55%
House Edge: 10.19%
Higher house edge than Dragon 7 but doesn't affect main bets.
This is the trade-off for not paying 5% commission on other Banker wins.
EZ Baccarat is a commission-free variant of baccarat. Instead of paying 5% commission on Banker wins, the casino takes no commission - but if Banker wins with a three-card total of 7 (Dragon 7), the Banker bet pushes. This gives EZ Banker a 1.02% house edge, slightly better than standard Banker.
Yes, slightly. EZ Banker has a 1.02% house edge vs 1.06% for standard Banker (with commission). The convenience of no commission also speeds up the game. The main downside is the Dragon 7 push rule, which affects about 2.25% of Banker wins.
Dragon 7 is a side bet that Banker will win with exactly 7 using three cards. It pays 40:1 and has a 7.61% house edge. This bet exists because the Dragon 7 outcome causes the main Banker bet to push in EZ Baccarat.
Panda 8 is a side bet that Player will win with exactly 8 using three cards. It pays 25:1 and has a 10.19% house edge. While not as good as the main bets, it's better than the Tie bet.
Quick-start with common scenarios
House Edge
1.02%
Expected Value
$-1.02
Per $100 bet