Calculate the probability, house edge, and expected value of baccarat pair bets. Includes player pair, banker pair, and perfect pair analysis.
House Edge = 1 - P(pair) × (payout + 1)House Edge
10.36%
Pair Probability
7.47%
1 in 13 hands
Payout
11:1
Expected Loss
$1.036
Per bet
Amount wagered on pair
Which pair bet?
Check your table's payout
Affects pair probability
| Pair Type | Probability | 11:1 Edge | 12:1 Edge |
|---|---|---|---|
| Player Pair | 7.47% | 10.36% | 2.89% |
| Banker Pair | 7.47% | 10.36% | 2.89% |
| Perfect Pair | 1.69% | 25:1 → ~10.1% edge | |
More decks = higher pair probability. Single deck has 5.88% pair chance vs 7.47% for 8 decks.
At 11:1, the pair bet has a 10.36% house edge - one of the higher edges in baccarat. Look for tables paying 12:1 to reduce the edge to 2.89%.
A pair bet wins when the first two cards dealt to either the player or banker are the same rank (e.g., two 7s, two Kings). It pays 11:1 at most casinos. Perfect pair (same rank AND suit) typically pays 25:1.
At 11:1 payout with 8 decks, the house edge is about 10.36%. This is much higher than banker (1.06%) or player (1.24%) bets. Some casinos offer 12:1, reducing the edge to around 2.89%.
In an 8-deck game, a pair occurs about 7.47% of the time (roughly 1 in 13 hands). Perfect pairs (same suit) are much rarer at about 1.69% (roughly 1 in 59).
Mathematically they're identical - both have the same probability and payout. There's no advantage to betting one over the other. Many players bet on both, but this doesn't change the house edge.
Quick-start with common scenarios
House Edge
10.36%
Pair Probability
7.47%
1 in 13 hands
Payout
11:1
Expected Loss
$1.036
Per bet