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Craps Horn Bet Calculator

Calculate payouts, win probability, and house edge for craps horn bets. Includes horn high variations and the world (whirl) bet.

By Joseph Orduna·Reviewed January 20, 2026·How this works
Formula:Net Payout = (Payout × Units) - Lost Units

For mathematical education only. This tool computes probabilities and expected values; it is not a betting system and cannot predict individual outcomes.

If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline: 1-800-GAMBLER (1-800-522-4700), or visit ncpgambling.org.

How these calculators are built →

Total Bet

$4

4 units

House Edge

12.50%

Win Probability

16.67%

Any horn number

Expected Loss

$1

Per bet

Standard horn or high variation

$

Amount per unit

Payout Breakdown

RollBase PayoutWaysNet Win
2 (Aces)30:11+$27
3 (Ace-Deuce)15:12+$12
11 (Yo)15:12+$12
12 (Boxcars)30:11+$27
Any Other Roll-30-$4

Horn Bet Layout

21 unit
31 unit
111 unit
121 unit

High House Edge Warning

The horn bet has a 12.50% house edge. Compare this to the Pass Line at 1.41% or Place 6/8 at 1.52%. Horn bets should be considered entertainment, not strategy.

Key Facts

  • •Horn bet covers 2, 3, 11, and 12
  • •Requires 4 units minimum (1 on each number)
  • •Combined house edge: ~12.5%
  • •2 and 12 pay 30:1 (true odds 35:1)
  • •3 and 11 pay 15:1 (true odds 17:1)
  • •World bet adds any 7 for a 5th unit

Frequently Asked Questions

What is a horn bet in craps?

A horn bet is a single bet that covers 2, 3, 11, and 12 simultaneously. It requires 4 units (one on each number) and wins if any of these numbers roll. The payout depends on which number hits, minus the losing units.

What is a horn high bet?

A horn high bet is a 5-unit horn where one number gets 2 units instead of 1. "Horn high yo" means 2 units on 11, 1 each on 2, 3, and 12. This increases payout if your high number hits.

What is the World/Whirl bet?

The World bet (or Whirl) is a 5-unit bet: 1 unit each on 2, 3, 7, 11, and 12. If 7 rolls, you break even (push). Any other horn number pays its normal amount minus the 4 losing units.

Why is the horn bet considered bad?

The horn bet combines four high house edge bets into one. Combined house edge is about 12.5%. You are essentially making multiple bad bets at once. Compare to Pass Line at 1.41%.

Try These Examples

Quick-start with common scenarios

How this works

Calculations follow the published mathematics of the game — combinatorics for cards, probability theory for dice, and expected-value accounting for wagers. Results are verified against independent references (primarily Wizard of Odds). No calculation here is an opinion or recommendation; it is arithmetic applied to the rules of the game.

What this tool can’t do

When to consult a professional

This tool computes probability and expected value. It is not a betting system and cannot predict the outcome of any individual wager. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER.

Sources

  1. [1]
    Wizard of Odds — Michael Shackleford, ASA
    Industry·wizardofodds.com·Accessed Apr 21, 2026

    Actuary; widely cited casino-game probability reference. Used for house-edge and EV verification.

  2. [2]
    National Council on Problem Gambling
    Official source·ncpgambling.org·Accessed Apr 21, 2026

    Responsible-gambling guidance and 1-800-GAMBLER helpline.

For mathematical education only

This tool computes probabilities and expected values. It is not a betting system and cannot predict individual outcomes. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER (1-800-522-4700).

National Council on Problem Gambling →

Joseph Orduna
Joseph OrdunaFounder & Software Engineer

Full-stack software engineer specializing in embedded systems, web architecture, and AI/ML. Founder of Practical Web Tools. Built the gesture-controlled drone IP acquired by KD Interactive (Aura Drone, sold on Amazon).

Full bioLinkedIn

Total Bet

$4

4 units

House Edge

12.50%

Win Probability

16.67%

Any horn number

Expected Loss

$1

Per bet