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Video Poker Bankroll Calculator

Calculate the bankroll you need for video poker based on game variant, bet size, and risk tolerance. Understand risk of ruin and proper bankroll management.

By Joseph Orduna·Reviewed January 20, 2026·How this works
Formula:Bankroll = -V × ln(RoR) / (2 × edge)

For mathematical education only. This tool computes probabilities and expected values; it is not a betting system and cannot predict individual outcomes.

If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline: 1-800-GAMBLER (1-800-522-4700), or visit ncpgambling.org.

How these calculators are built →

Recommended Bankroll

$12,207

1% risk of ruin

Minimum Bankroll

$7,941

5% risk of ruin

Session Bankroll

$555

4 hour session

Expected Loss/Hour

$3

Higher variance = more bankroll needed

$

5 coins at max denomination

Typical: 400-700

hours

Lower risk = larger bankroll needed

Bankroll Requirements by Risk Level

Minimum (5% RoR)
$7,941
6353× bet
Recommended (1% RoR)
$12,207
9766× bet
Professional (0.1% RoR)
$18,311
14649× bet

9/6 Jacks or Better (99.54%) Statistics

Expected Return
99.54%
Variance
19.51
Hourly EV
-$3
Session Hands
2,400

Bankroll by Game Variance

GameVarianceMin BankrollRelative
9/6 Jacks or Better19.51$4881.00×
8/5 Jacks or Better19.22$4810.99×
Full Pay Deuces Wild25.83$6461.32×
NSUD Deuces Wild25.58$6401.31×
10/7 Double Bonus28.26$7071.45×

* All values relative to 9/6 Jacks or Better baseline

Bankroll Survival Simulator

Monte Carlo simulation with 1,000 iterations

$

Your initial capital

%

Your expected advantage

%

Percentage of bankroll per bet

Total bets to simulate

Key Facts

  • •Minimum bankroll: 200× bet size ($250 for $1/hand)
  • •Risk of Ruin formula: RoR = e^(-2 × edge × bankroll / variance)
  • •Double Bonus needs 45% more bankroll than Jacks or Better
  • •Royal Flush drought can last 100,000+ hands
  • •Session bankroll should cover 2 standard deviations
  • •Positive EV games still need large bankroll due to variance

Frequently Asked Questions

How much bankroll do I need for video poker?

A general rule is 200-400 times your bet size for recreational play. For $1.25/hand, that is $250-$500. Higher variance games like Double Bonus need 40-50% more. Professional players targeting 1% risk of ruin may need 1000+ bet units.

What is Risk of Ruin in video poker?

Risk of Ruin (RoR) is the probability of losing your entire bankroll before achieving your goal. A 5% RoR means 1 in 20 chance of going broke. Most recreational players accept 5%, while professionals target 1% or less.

Does positive EV video poker require less bankroll?

Counterintuitively, no. While positive EV games are profitable long-term, their high variance (especially Deuces Wild and Double Bonus) means you still need substantial bankroll to survive the swings. The Royal Flush contributes significantly to both return and variance.

Try These Examples

Quick-start with common scenarios

How this works

Calculations follow the published mathematics of the game — combinatorics for cards, probability theory for dice, and expected-value accounting for wagers. Results are verified against independent references (primarily Wizard of Odds). No calculation here is an opinion or recommendation; it is arithmetic applied to the rules of the game.

What this tool can’t do

When to consult a professional

This tool computes probability and expected value. It is not a betting system and cannot predict the outcome of any individual wager. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER.

Sources

  1. [1]
    Wizard of Odds — Michael Shackleford, ASA
    Industry·wizardofodds.com·Accessed Apr 21, 2026

    Actuary; widely cited casino-game probability reference. Used for house-edge and EV verification.

  2. [2]
    National Council on Problem Gambling
    Official source·ncpgambling.org·Accessed Apr 21, 2026

    Responsible-gambling guidance and 1-800-GAMBLER helpline.

For mathematical education only

This tool computes probabilities and expected values. It is not a betting system and cannot predict individual outcomes. If gambling is causing problems for you or someone you know, call the National Problem Gambling Helpline at 1-800-GAMBLER (1-800-522-4700).

National Council on Problem Gambling →

Joseph Orduna
Joseph OrdunaFounder & Software Engineer

Full-stack software engineer specializing in embedded systems, web architecture, and AI/ML. Founder of Practical Web Tools. Built the gesture-controlled drone IP acquired by KD Interactive (Aura Drone, sold on Amazon).

Full bioLinkedIn

Recommended Bankroll

$12,207

1% risk of ruin

Minimum Bankroll

$7,941

5% risk of ruin

Session Bankroll

$555

4 hour session

Expected Loss/Hour

$3