Free Take-Home Pay Calculator - What Will You Actually Receive?
Calculate your net pay after federal and state taxes, Social Security, Medicare, and other deductions.
Quick Answer
Take-home pay = Gross Pay - Federal Tax - State Tax - Social Security (6.2%) - Medicare (1.45%) - Other Deductions. On $60,000 salary, take-home is typically $45,000-$50,000 depending on state and deductions.
Key Facts about Take-Home Pay Calculator:
- Social Security: 6.2% up to $168,600 (2024)
- Medicare: 1.45% (additional 0.9% over $200K)
- Federal tax: 10-37% based on brackets
- State tax: 0-13.3% depending on state
- Pre-tax deductions reduce taxable income
- 401k contributions lower current taxes
Why Use Our Take-Home Pay Calculator?
Paycheck calculator:
Net Pay Calculator
Calculate actual take-home.
Tax Breakdown
See all tax deductions.
State Comparison
Compare different states.
All Deductions
Include 401k, insurance, etc.
Instant Results
Get calculations immediately.
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How to Take-Home Pay Calculator in 3 Easy Steps
Calculate net pay:
Enter Salary
Input gross pay and pay period.
Add Details
State, filing status, deductions.
View Results
See take-home pay breakdown.
Why Use Our Calculator?
Know actual pay
See all deductions
Compare states
Plan budget accurately
Common Use Cases for Take-Home Pay Calculator
Perfect for:
Frequently Asked Questions
Everything you need to know about our take-home pay calculator
What is taken out of my paycheck?
Federal tax, state tax, Social Security (6.2%), Medicare (1.45%), plus elected deductions.
Federal income tax (10-37%), state tax (varies), Social Security (6.2%), Medicare (1.45%), plus any elected deductions (401k, insurance, etc.).
How much of my salary do I take home?
Usually 65-80% depending on income, state, and deductions.
Typically 65-80% depending on income, state, and deductions. Higher incomes have lower percentage due to progressive taxes. Pre-tax deductions affect ratio.
Still have questions? Try the tool yourself!
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