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Roulette Payout Calculator: All Bet Types Guide (2026)

Practical Web Tools Team
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Roulette Payout Calculator: All Bet Types Guide (2026)

Roulette Payout Calculator: Every Bet Type Explained

Our roulette payout calculator shows exact returns for all bet types—from 35:1 straight bets to even-money outside bets. Understand the relationship between payout odds, true odds, and house edge across all roulette betting options.

How Roulette Payouts Work

Roulette payouts are fixed regardless of the wheel type, but true odds vary. The gap between payout odds and true odds creates the house edge.

Quick Answer: Straight bets pay 35:1 (a $1 bet wins $35). Outside bets (red/black, odd/even) pay 1:1. The house edge comes from zeros: European (single zero) has 2.70% edge; American (double zero) has 5.26%. All bets have the same expected loss percentage except the 5-number bet in American roulette (7.89% edge).

How to Use Our Roulette Payout Calculator

Use the Roulette Payout Calculator →

Select your bet type and amount to see exact payouts and house edge.

Step-by-Step Instructions

  1. Select Wheel Type: European or American

  2. Choose Bet Type: Inside or outside bet

  3. Enter Bet Amount: Your wager

  4. View Payout: Exact winning amount

  5. See House Edge: Expected loss percentage

Input Fields Explained

Field Description Example
Wheel Type European/American European
Bet Type Inside/Outside Straight-up
Bet Amount Your wager $25
Payout Odds Win ratio 35:1
Total Return Bet + winnings $900
House Edge Casino advantage 2.70%

Inside Bets Payouts

All Inside Bet Types

Bet Type Coverage Payout Example
Straight 1 number 35:1 $1 wins $35
Split 2 numbers 17:1 $1 wins $17
Street 3 numbers 11:1 $1 wins $11
Corner 4 numbers 8:1 $1 wins $8
Five (US only) 0,00,1,2,3 6:1 $1 wins $6
Line (Double Street) 6 numbers 5:1 $1 wins $5

Inside Bet Math

Payout = 36 / Numbers Covered - 1
Straight: 36/1 - 1 = 35
Split: 36/2 - 1 = 17
Street: 36/3 - 1 = 11
Corner: 36/4 - 1 = 8
Line: 36/6 - 1 = 5

Outside Bets Payouts

All Outside Bet Types

Bet Type Coverage Payout Example
Red/Black 18 numbers 1:1 $10 wins $10
Odd/Even 18 numbers 1:1 $10 wins $10
High/Low 18 numbers 1:1 $10 wins $10
Dozen 12 numbers 2:1 $10 wins $20
Column 12 numbers 2:1 $10 wins $20

Outside Bet Coverage

Bet Numbers Covered (European)
Red 1,3,5,7,9,12,14,16,18,19,21,23,25,27,30,32,34,36
Black 2,4,6,8,10,11,13,15,17,20,22,24,26,28,29,31,33,35
1st Dozen 1-12
2nd Dozen 13-24
3rd Dozen 25-36
1st Column 1,4,7,10,13,16,19,22,25,28,31,34
2nd Column 2,5,8,11,14,17,20,23,26,29,32,35
3rd Column 3,6,9,12,15,18,21,24,27,30,33,36

Payout Examples by Bet Amount

Straight Bet (35:1)

Bet Win Total Return
$1 $35 $36
$5 $175 $180
$10 $350 $360
$25 $875 $900
$100 $3,500 $3,600

Split Bet (17:1)

Bet Win Total Return
$1 $17 $18
$5 $85 $90
$10 $170 $180
$25 $425 $450
$100 $1,700 $1,800

Even Money Bets (1:1)

Bet Win Total Return
$5 $5 $10
$10 $10 $20
$25 $25 $50
$100 $100 $200
$500 $500 $1,000

House Edge by Wheel Type

European Roulette (Single Zero)

Bet Type Payout True Odds House Edge
Straight 35:1 36:1 2.70%
Split 17:1 18:1 2.70%
Street 11:1 11.33:1 2.70%
Dozen 2:1 2.08:1 2.70%
Even money 1:1 1.06:1 2.70%

American Roulette (Double Zero)

Bet Type Payout True Odds House Edge
Straight 35:1 37:1 5.26%
Split 17:1 18.5:1 5.26%
Street 11:1 11.67:1 5.26%
Dozen 2:1 2.17:1 5.26%
Five-number 6:1 6.6:1 7.89%
Even money 1:1 1.11:1 5.26%

French Roulette Rules

Rule Effect Effective Edge
La Partage Half bet back on zero 1.35%
En Prison Bet held for next spin 1.35%

Special Bets (Call Bets)

French Call Bets

Bet Numbers Individual Payouts
Voisins du Zéro 17 numbers Various splits/corners
Tiers du Cylindre 12 numbers 6 splits at 17:1
Orphelins 8 numbers 4 splits + 1 straight
Neighbors 5 numbers 5 straights at 35:1

Neighbor Bet Calculation

5-number neighbor bet: $5 total (5 × $1 straights)

  • If any hits: $35 win - $4 (other losing bets) = $31 profit

Real-World Payout Examples

Example 1: Multiple Inside Bets

Bets placed:

  • $5 straight on 17
  • $10 split on 17/20
  • $5 corner on 17/18/20/21

If 17 hits:

  • Straight: $175
  • Split: $170
  • Corner: $40
  • Total win: $385

Example 2: Outside Bet Combination

Bets placed:

  • $25 on Red (1:1)
  • $10 on 3rd Dozen (2:1)

If Red 30 hits:

  • Red: $25
  • 3rd Dozen: $20
  • Total win: $45

Example 3: Hedged Betting

Bets placed:

  • $10 on 0 (straight)
  • $10 on Black (1:1)

Outcomes:

  • 0 hits: Win $350, lose $10 = +$340
  • Black hits: Win $10, lose $10 = $0
  • Red hits: Lose $20 = -$20

Variance by Bet Type

Risk vs Reward

Bet Type Volatility Win Frequency
Straight Very high 2.7% (European)
Split High 5.4%
Corner Medium-high 10.8%
Dozen Medium 32.4%
Even money Low 48.6%

Bankroll Considerations

Bet Style Bankroll Needed Expected Session
Straight bets Large Wild swings
Mixed inside Medium-large Volatile
Outside only Medium Gradual decline
Combination Varies Balanced

Common Payout Mistakes

1. Wrong Wheel Expectations

Mistake: Assuming same odds on American vs European Problem: Double zero nearly doubles house edge Fix: Always play European when possible

2. Five-Number Bet

Mistake: Playing 0-00-1-2-3 (American) Problem: 7.89% edge—worst bet on table Fix: Never make this bet

3. Betting Systems

Mistake: Believing systems change house edge Problem: House edge is mathematical constant Fix: Systems change bet size, not odds

4. Expecting "Due" Numbers

Mistake: Betting cold numbers will hit Problem: Each spin is independent Fix: Understand randomness

Frequently Asked Questions

Why do payouts seem unfair?

Payouts are based on 36 numbers, but wheels have 37 (European) or 38 (American). This gap creates the house edge.

Is any bet better than others?

In European roulette, all bets have 2.70% edge (except French rules at 1.35%). In American, avoid the five-number bet.

Do higher payouts mean better bets?

No. Higher payouts come with lower probability. Expected value per dollar is identical across most bets.

Can I beat roulette long-term?

Mathematically, no. The house edge guarantees casino profit over time. Short-term wins are possible; long-term profit is not.

What's the best roulette strategy?

Play European with La Partage or En Prison rules (1.35% edge). Make even-money bets for lowest variance.

How do I calculate complex bet returns?

Our calculator handles all combinations. Input each bet separately and sum the results.

Pro Tips

  • Always play European: 2.70% vs 5.26% edge matters

  • Seek La Partage rules: Cuts edge in half on even money

  • Avoid the 5-number: Worst bet on the table

  • Set loss limits: House edge guarantees eventual loss

  • Understand variance: Straight bets are entertainment, not strategy

Conclusion

Roulette payouts are straightforward once you understand the math: coverage determines payout, and the zero(s) create house edge. Our calculator shows exact returns for any bet type and amount. Whether you're betting $1 straight-ups or $100 on red, know what you'll win before you place the bet.

Calculate Your Roulette Payouts Now →

Roulette is a game of chance with a fixed house edge. Play for entertainment, understand the math, and choose European wheels with player-friendly rules whenever possible.

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