Roulette Payout Calculator: All Bet Types Guide (2026)
Roulette Payout Calculator: Every Bet Type Explained
Our roulette payout calculator shows exact returns for all bet types—from 35:1 straight bets to even-money outside bets. Understand the relationship between payout odds, true odds, and house edge across all roulette betting options.
How Roulette Payouts Work
Roulette payouts are fixed regardless of the wheel type, but true odds vary. The gap between payout odds and true odds creates the house edge.
Quick Answer: Straight bets pay 35:1 (a $1 bet wins $35). Outside bets (red/black, odd/even) pay 1:1. The house edge comes from zeros: European (single zero) has 2.70% edge; American (double zero) has 5.26%. All bets have the same expected loss percentage except the 5-number bet in American roulette (7.89% edge).
How to Use Our Roulette Payout Calculator
Use the Roulette Payout Calculator →
Select your bet type and amount to see exact payouts and house edge.
Step-by-Step Instructions
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Select Wheel Type: European or American
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Choose Bet Type: Inside or outside bet
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Enter Bet Amount: Your wager
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View Payout: Exact winning amount
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See House Edge: Expected loss percentage
Input Fields Explained
| Field | Description | Example |
|---|---|---|
| Wheel Type | European/American | European |
| Bet Type | Inside/Outside | Straight-up |
| Bet Amount | Your wager | $25 |
| Payout Odds | Win ratio | 35:1 |
| Total Return | Bet + winnings | $900 |
| House Edge | Casino advantage | 2.70% |
Inside Bets Payouts
All Inside Bet Types
| Bet Type | Coverage | Payout | Example |
|---|---|---|---|
| Straight | 1 number | 35:1 | $1 wins $35 |
| Split | 2 numbers | 17:1 | $1 wins $17 |
| Street | 3 numbers | 11:1 | $1 wins $11 |
| Corner | 4 numbers | 8:1 | $1 wins $8 |
| Five (US only) | 0,00,1,2,3 | 6:1 | $1 wins $6 |
| Line (Double Street) | 6 numbers | 5:1 | $1 wins $5 |
Inside Bet Math
Payout = 36 / Numbers Covered - 1
Straight: 36/1 - 1 = 35
Split: 36/2 - 1 = 17
Street: 36/3 - 1 = 11
Corner: 36/4 - 1 = 8
Line: 36/6 - 1 = 5
Outside Bets Payouts
All Outside Bet Types
| Bet Type | Coverage | Payout | Example |
|---|---|---|---|
| Red/Black | 18 numbers | 1:1 | $10 wins $10 |
| Odd/Even | 18 numbers | 1:1 | $10 wins $10 |
| High/Low | 18 numbers | 1:1 | $10 wins $10 |
| Dozen | 12 numbers | 2:1 | $10 wins $20 |
| Column | 12 numbers | 2:1 | $10 wins $20 |
Outside Bet Coverage
| Bet | Numbers Covered (European) |
|---|---|
| Red | 1,3,5,7,9,12,14,16,18,19,21,23,25,27,30,32,34,36 |
| Black | 2,4,6,8,10,11,13,15,17,20,22,24,26,28,29,31,33,35 |
| 1st Dozen | 1-12 |
| 2nd Dozen | 13-24 |
| 3rd Dozen | 25-36 |
| 1st Column | 1,4,7,10,13,16,19,22,25,28,31,34 |
| 2nd Column | 2,5,8,11,14,17,20,23,26,29,32,35 |
| 3rd Column | 3,6,9,12,15,18,21,24,27,30,33,36 |
Payout Examples by Bet Amount
Straight Bet (35:1)
| Bet | Win | Total Return |
|---|---|---|
| $1 | $35 | $36 |
| $5 | $175 | $180 |
| $10 | $350 | $360 |
| $25 | $875 | $900 |
| $100 | $3,500 | $3,600 |
Split Bet (17:1)
| Bet | Win | Total Return |
|---|---|---|
| $1 | $17 | $18 |
| $5 | $85 | $90 |
| $10 | $170 | $180 |
| $25 | $425 | $450 |
| $100 | $1,700 | $1,800 |
Even Money Bets (1:1)
| Bet | Win | Total Return |
|---|---|---|
| $5 | $5 | $10 |
| $10 | $10 | $20 |
| $25 | $25 | $50 |
| $100 | $100 | $200 |
| $500 | $500 | $1,000 |
House Edge by Wheel Type
European Roulette (Single Zero)
| Bet Type | Payout | True Odds | House Edge |
|---|---|---|---|
| Straight | 35:1 | 36:1 | 2.70% |
| Split | 17:1 | 18:1 | 2.70% |
| Street | 11:1 | 11.33:1 | 2.70% |
| Dozen | 2:1 | 2.08:1 | 2.70% |
| Even money | 1:1 | 1.06:1 | 2.70% |
American Roulette (Double Zero)
| Bet Type | Payout | True Odds | House Edge |
|---|---|---|---|
| Straight | 35:1 | 37:1 | 5.26% |
| Split | 17:1 | 18.5:1 | 5.26% |
| Street | 11:1 | 11.67:1 | 5.26% |
| Dozen | 2:1 | 2.17:1 | 5.26% |
| Five-number | 6:1 | 6.6:1 | 7.89% |
| Even money | 1:1 | 1.11:1 | 5.26% |
French Roulette Rules
| Rule | Effect | Effective Edge |
|---|---|---|
| La Partage | Half bet back on zero | 1.35% |
| En Prison | Bet held for next spin | 1.35% |
Special Bets (Call Bets)
French Call Bets
| Bet | Numbers | Individual Payouts |
|---|---|---|
| Voisins du Zéro | 17 numbers | Various splits/corners |
| Tiers du Cylindre | 12 numbers | 6 splits at 17:1 |
| Orphelins | 8 numbers | 4 splits + 1 straight |
| Neighbors | 5 numbers | 5 straights at 35:1 |
Neighbor Bet Calculation
5-number neighbor bet: $5 total (5 × $1 straights)
- If any hits: $35 win - $4 (other losing bets) = $31 profit
Real-World Payout Examples
Example 1: Multiple Inside Bets
Bets placed:
- $5 straight on 17
- $10 split on 17/20
- $5 corner on 17/18/20/21
If 17 hits:
- Straight: $175
- Split: $170
- Corner: $40
- Total win: $385
Example 2: Outside Bet Combination
Bets placed:
- $25 on Red (1:1)
- $10 on 3rd Dozen (2:1)
If Red 30 hits:
- Red: $25
- 3rd Dozen: $20
- Total win: $45
Example 3: Hedged Betting
Bets placed:
- $10 on 0 (straight)
- $10 on Black (1:1)
Outcomes:
- 0 hits: Win $350, lose $10 = +$340
- Black hits: Win $10, lose $10 = $0
- Red hits: Lose $20 = -$20
Variance by Bet Type
Risk vs Reward
| Bet Type | Volatility | Win Frequency |
|---|---|---|
| Straight | Very high | 2.7% (European) |
| Split | High | 5.4% |
| Corner | Medium-high | 10.8% |
| Dozen | Medium | 32.4% |
| Even money | Low | 48.6% |
Bankroll Considerations
| Bet Style | Bankroll Needed | Expected Session |
|---|---|---|
| Straight bets | Large | Wild swings |
| Mixed inside | Medium-large | Volatile |
| Outside only | Medium | Gradual decline |
| Combination | Varies | Balanced |
Common Payout Mistakes
1. Wrong Wheel Expectations
Mistake: Assuming same odds on American vs European Problem: Double zero nearly doubles house edge Fix: Always play European when possible
2. Five-Number Bet
Mistake: Playing 0-00-1-2-3 (American) Problem: 7.89% edge—worst bet on table Fix: Never make this bet
3. Betting Systems
Mistake: Believing systems change house edge Problem: House edge is mathematical constant Fix: Systems change bet size, not odds
4. Expecting "Due" Numbers
Mistake: Betting cold numbers will hit Problem: Each spin is independent Fix: Understand randomness
Frequently Asked Questions
Why do payouts seem unfair?
Payouts are based on 36 numbers, but wheels have 37 (European) or 38 (American). This gap creates the house edge.
Is any bet better than others?
In European roulette, all bets have 2.70% edge (except French rules at 1.35%). In American, avoid the five-number bet.
Do higher payouts mean better bets?
No. Higher payouts come with lower probability. Expected value per dollar is identical across most bets.
Can I beat roulette long-term?
Mathematically, no. The house edge guarantees casino profit over time. Short-term wins are possible; long-term profit is not.
What's the best roulette strategy?
Play European with La Partage or En Prison rules (1.35% edge). Make even-money bets for lowest variance.
How do I calculate complex bet returns?
Our calculator handles all combinations. Input each bet separately and sum the results.
Pro Tips
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Always play European: 2.70% vs 5.26% edge matters
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Seek La Partage rules: Cuts edge in half on even money
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Avoid the 5-number: Worst bet on the table
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Set loss limits: House edge guarantees eventual loss
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Understand variance: Straight bets are entertainment, not strategy
Related Calculators
- Roulette Odds Calculator - Probability analysis
- Roulette House Edge Calculator - Edge comparison
- Roulette EV Calculator - Expected value
- Roulette Probability Calculator - Spin outcomes
- Expected Value Calculator - General EV
Conclusion
Roulette payouts are straightforward once you understand the math: coverage determines payout, and the zero(s) create house edge. Our calculator shows exact returns for any bet type and amount. Whether you're betting $1 straight-ups or $100 on red, know what you'll win before you place the bet.
Calculate Your Roulette Payouts Now →
Roulette is a game of chance with a fixed house edge. Play for entertainment, understand the math, and choose European wheels with player-friendly rules whenever possible.
